I agree with you and good post.
A buddy of mine waiting 9 months to save up for a hernia operation, paid cash. He could not find insurance that would cover that condition. Much less serious than the situation you experience.
“A buddy of mine waiting 9 months to save up for a hernia operation, paid cash.”
I was beginning to believe I was the only one who did that. Most difficult part... getting a price from a provider.
Too bad we can’t go back to simpler times when health insurance really was insurance - providing coverage only for major items like hospitalizations that people could not afford to pay for themselves. All other expenses were paid out-of-pocket directly to the provider.