People have this idea that health insurance companies will not take you unless you are under 35 and in the peak of health. That is, or rather was, incorrect.
If you have continual insurance coverage from the time the condition started it should not be a problem.
Even if you did not you can get insurance that will cover everything but that one condition.
Usually they will start picking up the tab for the PEC after a year or two.
So if you buy health insurance a week before you are due then, no, it will not cover it. But it probably will cover your next child.
And it will cover if you fall down and break a leg.
I am not going to name the condition my daughter has, but a somewhat similar condition would be PKU. If people would just read a little about that, and imagine that was their child, then I think they might see the real fear that a lot of these people are feeling.
I don’t know what the solution is but I know a lot of people don’t have a realistic picture of how many people with pre-existing conditions are dealing with those conditions. If you are going to offer an opinion, at least make it an informed one.
That’s not true in my case. Oregon law allowed a company to refuse to sell you any health insurance, period, no ifs, ands or buts. There was no such thing as covering you for your health for conditions other than your PEC.
Believe me, I tried, and tried and tried...no go. I couldn’t buy it from any company in Oregon.
Ed