So who told you they would be unaffordable premiums....and why shouldn't you pay more....it's not insurance, and you're going to be making $100,000 plus claims every year. To qualify for health insurance, you have to have good health to insure in the first place. If they can't write a small check and get a large one in return, it's 'unfair'...and 'greedy'...and 'not who we are.'
Or something.