At some point, did the insurance companies have the option to say no, we will not cover preexisting conditions?
They wouldn’t take you. I have degenerative disc disease. When hubby retired my insurance went way up so I was shopping to see if I could save money. They all told me no or gave me pricing way above what we were already paying.
Not much you can do for degenerative disc disease except meds. I take tramadol and meloxicam. Not expensive or a big deal but that didn’t matter.