I was flat broke and unemployed at forty. Got my sh!t together and retired at 57. That was ten years ago and I'm still cruising. All it takes is hard work, desire, determination and discipline.
37 posted on 06/09/2017 1:35:09 PM PDT by Chuckster
("Them Rag Heads just ain't rational" Curly Bartley 1973)
(For the record, I have no debt beyond whatever’s currently on my low-limit credit card [notice the singular there], and I have a job that pays well and is at least consistently interesting.)
45 posted on 06/09/2017 5:36:58 PM PDT by M1903A1
("We shed all that is good and virtuous for that which is shoddy and sleazy... and call it progress")