If you can’t afford to be retired, get a job. Nobody ever promised you a wealthy retirement at a given age. If you didn’t save enough money throughout your lifetime to retire with the amount of money you need to live, quit whining, get a job, and get over it.
I’m semi-retired. I own my own business and used to work 60 hours per week and do two part time jobs.Now all I do is work the 60 hours per week. I love semi-retirement.