Whom exactly should you step up to and pay what you owe if no one can prove they own the note?
I’m just talking MORALS, here. You borrowed X-amount of dollars from SOMEONE at X-amount of interest and it was due on the 15th of the month until PAID, or in some sort of balloon payment at the end.
Are people that DAFT to think they don’t need to repay that money?
I guess so! Nice deal if you can get it!