Posted on 09/11/2017 7:25:14 PM PDT by Tolerance Sucks Rocks
For decades we’re told how to live to be healthy, now the population is dependent upon healthcare and, soon, the government. Worse, now we’re told we can’t live without vaccines, flu or otherwise.
Computers improved our productivity and suddenly we can’t live without antivirus, an irony, but an inconvenient truth.
Now we’re told that the information which was supposed to be protected by both the government which helped to create these databases and the businesses who ironically maintain both the malware AND the defenses thereof...is compromised and we must now purchase ID protection for the rest of our lives.
I’m done. Frack em all.
Equifax bookmark
If you have a credit history you are.
There, saved you the effort.
It occurred to me that this could be a scam, itself. Six digits of the SS only leaves three to be guessed.
I will find out if I am “impacted” when I get some bum charges on my Visa. Then I go talk to a lawyer who wants a cut of the settlement.
“over here” but don’t tell
...”Went to www.equifaxsecurity2017.com as stated in the article. Clicked on the button to check and see if my info was compromised. Malwarebytes blocked the site -— yikes!!!”...
I have also tried to do what they advise and cannot access and I have sent them a monitoring fee for many years. Very scary. Was this an inside job? Going to my bank today. Have a close relative whose Bank of America Savings was accessed and quite a lot of money was transferred out of his account to an account set up by the thieves. The bank, of course, reimbursed, but someone stole that money from the bank and caused the victim no end of stress as the situation was being handled. The victim now has all kinds of protections, if such a thing is really possible where our assets are just numbers that these internet thieves can figure out how to access. I recommend death to anyone found doing this and, if they are in another country, that whole country needs to become our enemy unless they also put the death penalty in place for this kind of crime.
...”I heard that if you enroll in their identity theft protection you have to sign away any liability they have for not protecting your information.”
That was all over as soon as it was pointed out. When you go through the online Equifax process, they tell you that by enrolling, you DO NOT waive any rights to legal action.
Bad enough it took them two damned months to inform the public, AND key executives sold their stock before letting that feral cat out of the bag......”...
Tells you a lot about the kind of people they are. Protecting themselves while putting their customers at great and complicated risk. I cannot describe how upsetting this is. Begs the question. Are these agencies fraudulent in the protections they promise?
Do NOT sign up for the monitoring service. The agreement you have to accept does not allow you to join in any legal action against Equifax:
- No individual suit for damages.
- No joining of a class action suit.
Don’t do it!
About 15 years ago I had an identity theft problem where someone unknown applied for a credit card in my name. The credit card company caught it and notified me, but I still had to jump through a lot of hoops to shut it down and prevent anything else from happening. This seems to be very mild compared to what happens to some people today, so it seems to me the real value is not in the credit monitoring service as much as in a service to help you sort it out after it happens.
I have read reviews of LifeLock and IDShield (and I am sure there are more), but the real test is how they perform after it happens which is hard to review.
Does anyone have any first hand experience of any of these services?
Next year they will probably offer the service at a discount. What a racket.
Love irony. I bet this will be used (among other hacks) to get the US to create a new super secure citizen’s ID. It was probably the CIA or NSA or whoever in our government that did it.
2) Apply for the free 90 day fraud alert on all 3 agencies. Remember to renew it at the end of the 90 day period.
3) If you have the money, sign up with a company like Lifelock.
If you have Lifelock, you don't need #2.
Your advice about freezing your credit report and getting LifeLock is spot-on.
FYI, each of the three credit reporting agencies will charge $10 to freeze your credit report, and another $10 anytime you want to unlock it to get a mortgage, loan, credit card, buy a car, etc..
I consider it cheap peace of mind myself.
Lifelock use to put the 90 day fraud freeze on for you and repeated the step very 90 days. However they were forced to stop the practice.
The same.
Thanks!
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