2) Apply for the free 90 day fraud alert on all 3 agencies. Remember to renew it at the end of the 90 day period.
3) If you have the money, sign up with a company like Lifelock.
2) Apply for the free 90 day fraud alert on all 3 agencies. Remember to renew it at the end of the 90 day period.
3) If you have the money, sign up with a company like Lifelock.
If you have Lifelock, you don't need #2.
Your advice about freezing your credit report and getting LifeLock is spot-on.
FYI, each of the three credit reporting agencies will charge $10 to freeze your credit report, and another $10 anytime you want to unlock it to get a mortgage, loan, credit card, buy a car, etc..
I consider it cheap peace of mind myself.