There's another factor I see all around me. Everyone gets a medical cure for everything because "it's coverered". There's no financial or healing incentive to stay healthy or heal by boosting the immune system, healthy nutrition/lifestyle and wise use of inexpensive natural cures. These items aren't covered and take time. There's not even much incentive to come up with new solutions (expensive or inexpensive) because the insurance companies dictate people's choices.
None of this bodes for a healthy future, if people won't recognize that the best healing machine is the human body, if properly maintained.
I do most of my own treatment for common bacterial and viral infections. I prevent the viral with D3 when I work at night and don't see much sun. No virus of any sort for 16 years now. When I get something else I make use colloidal silver. It works great. My job used to include LOTS of walking. Now I only sit so I have to walk in the neighborhood at night.
Getting the government completely out of the medical and insurance fields would return medicine to rationality and come as close as possible to universalizing access because the costs would be drastically lower. Insurance would become insurance again, which it has not really been since FDR. It would be cheap and mostly only cover large expenses like heart and brain surgery. Everything else would fit into normal household expenses. There would be, however, no electoral and financial benefits for politicians so I am sure it cannot possibly be done.