The law will change as soon as President Trump signs the tax law legislation. Obamacare will become optional and not penalties if you chose something else.
If I heard right, there will be a one-year delay before that can happen.
Dunno if that’s right or, if so, why.
The problem is that many states now offer no private insurance. Arizona doesn’t have any private insurers. It’s either employer linked or Obamacare. I had many friends who retired early and were buying their own health insurance policies, which were affordable before Obamacare. Now no private insurance available. Most of us are on Medicare now anyway.....but how many, like me, frequently encounter ‘not covered by Medicare’ when they need a test/MRI, etc? Yes, there is a Part B, which is taken out of your SS monthly payment....but you have to carry supplemental Part B insurance, to cover what Government Part B doesn’t cover, which you also pay for. My out of pocket insurance, on Medicare, is still over $300/month.....basically my insurance monthly when I was working that covered both my husband and me, thorough my employer. Obamacare really screwed up the health insurance in this country....but I suspect that that was supposed to happen. Thanks, Obama! /S