[OrangeHoof]

Thank you. I’m 61 and hoping to hold onto my sanity long enough to retire at 66. That’s slightly less than “full retirement age” but well within the 36-month window.

[Renegade]

If you wait till 66 it will take you 11 years to make up what you would have gotten at 62.

[cherry]

I work two 12 hr shifts a week....I make enough money to make it worth it and we still need my income. I'm 64 and hoping to go another year or two...Husband taking SS at age 63 and now is 65....

all I know is I need my INCOME now for a little longer...I don't want to keep working and collect SS because our tax bill will be too high...

when I do retire, we'll live only on husbands pensions, not large, but enough, and our two SS....we'll leave the retirement accounts alone hopefully....