I’ll be 63 in a couple days, I signed up. I asked Freeperville advice (very helpful) a few months ago and I can’t remember if there was one who said they regretted it. I like my job and it’s as secure as can be if there is such a thing (I’m #1 in the nation 10 out of the last 11 quarters).
Every weekend will now be a 3 day weekend ... I didn’t have a vacation this year. I get a small pension which brings me in the neighborhood where I’d be at full retirement. I’ll put 15 -20% in a 401K. That will be pre-taxed as my benes are. I’m told that will bring my gross pay down so I won’t be penalized as much, I have my doubts. Could I regret it, sure, but not today. To heck with life’s what ifs and maybes.
Note: If you do it, check your stats and rules ... SS screwed mine up and I finally found the person that said I was right, they’ll be sending a revised (higher) pay out in a few weeks.
Could you please explain what you mean by that?
Are you saying that you, personally, were #1 in the nation - in what? In liking your job? Or are you saying that your job type was the most "secure?" How can one even measure that? And are the corresponding statistics even available? (You've given enough hints - Perhaps you could just break down and state clearly what occupation you are talking about.)
Regards,