I would say that it has been debated, but the wistful assertion that a way to fund the program is a crappy defense of the program, and the solution of printing fiat money was always what it was going to come down to.
There is no solution.
It is inherently insolvent.
There are zero victims.
The voters have rejected plan after plan which would have privatized the system.
Those who will receive Nothing after paying in for years will deserve the nothing they will get.
Including me, and including you.
I have no valid defense, and neither do you.
No, the problem with a private SS replacement plan is that Govt is inept at all they do. 401k is a surprize exception.