[Caipirabob]

Thankfully I have no credit cards and will never have them. I purchase everything with debit, cash, credits, or trade; never credit.

And are therefore, no "Hostage". 😁

[Hostage]

You got it.

When a person wakes up to see the debt traps surrounding them and learns how to avoid or defeat them, it’s inspiring to watch them become aware of what it means to be truly ‘alive’.

“Every time a credit trap is defeated, a true American is born.”