Then by all means, have at it. I have an Accounting degree. I don’t need to look it up. I know the law.
You cannot be held responsible for someone else’s debt. In the case of community property states, the debt dies with the entity (2 people). If the loan is co-signed, it lives through both people. If one dies, the other owes the debt. Both owe the full amount together because both signed the note. The debt belongs to both of them separately.
My brother owes the IRS bigly but they can’t come for me for the debt just because I have money. They could come for my sister if he gives her assets that he should have given to the IRS(attempt to hide).