I’m 64 and plan on “mostly” retiring in two years.
This list is a positive thing from my perspective. There is nothing on that list I plan on using.
And no, I’m not rich. Far from it. I managed my retirement by moving to an absurdly cheap state where I can live on SS if it comes to that.
Always have a plan b though. I did not. We retired three years ago, no debt, modest six figure savings. Social security has been more than adequate for our needs until cancer reared its ugly head. The plan of treatment will likely bankrupt us with absolutely no guarantee of cure or improvement in the quality of my life. Palliative care and hospice are looking like the best options to preserve assets and income for my wife.