[DiogenesLamp]

What he pointed out was that these rules were so onerous, that only the big banks had the resources to comply with the law, and the small banks did not, so they began to fold.

Makes you wonder if this was the exact intent of the legislation. The Nazis passed similar legislation shutting down businesses that weren't sufficiently large. They wanted to deal with only the main players in Industries, over which they had control.

Too many small players makes control more difficult.

[KyCats]

This is the exact same reason why leftists want to replace local law enforcement with a national police force.