Bitcoin is secure. Exchanges are not secure, just like any other website. People can easily hold and transact bitcoin relatively securely, or hold them completely securely in cold storage. But if people are trying to cash in, or speculate by trading in and out of CC at an exchange, then they are taking a risk, mainly because they legally own nothing in that case.
Yeah, kinda like my precious metals. :)
As long as I don’t try to buy or sell them, they are safe. :)