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Look it’s clear you don’t have a clue about living in a cheaper area.

That's how I grew up bub. God willing, it's how I'll retire too.

6 figures of student debt to change careers??? That’s an excuse and a pretty flimsy one. There are plenty of jobs out there that pay well without the big student debt.

Most of it is blue collar, and yeah, it pays pretty good. Good luck convincing millennials whose mommies told them they had to go to college or they weren't worth spit.

Anyway. Like all social ills, the low birth rate cannot be explained by any one single factor. Economics is definitely a part of it; a very large part. Maybe even the largest single part but even if that were true, it wouldn't explain what we are seeing by itself.

Blaming young people for being selfish, however, is a non-starter. Not only is not really the case as a trend, it's also going to make the problem worse, not better. Creating resentment in your target audience over an accusation that has questionable relationship with reality is going to solve precisely nothing.

I'm too old to be classified as a millenial. I'm technically classified as a GenX, but a young one. I'm not really part of them either, so it's been kind of interesting to have a sort of outsider's view of all this between the boomers and the millenials. Millenials are, as a group and trend, spoiled and bratty. They bear *some* of the blame for it, but someone raised them too. They didn't get this way in a vacuum, and if you teach every kid that they must go to college when a lot of people absolutely shouldn't, you're going to create problems.

Unfortunately, SJW-centric education in the colleges and universities have made the millenial generation resistant to learning the truth on their own as well.

When you told an entire generation to go to college, then the 2008 economic disaster hits just as they're getting out of school, that sort of thing is going to leave a rather deep impression on people. The lesson learned from that fiasco is that all things are temporary, and no matter how well you are doing today you have no expectation of doing well tomorrow.

It certainly didn't help that their parents didn't tell them when in college to get degrees in something that might actually pay them, instead of whatever flavor of SJW Studies is the in thing at the time.

When you're a millenial, if you are a responsible individual, then your job is exhausting and you'll work 60-80 hours a week if you have a job at all. If you do have a job, your spoiled rotten spouse probably spends most of the money you make, so everything you make is spent on someone else, and piss on what you want. The same spouse probably monopolizes everything else in life including your time, of which you have precious little already because of that job of yours.

It's not hard to see how someone in that situation says, "yeah, adding kids to this equation is an incredibly bad idea."

That's if you're a responsible millenial. If you're one of the irresponsible ones, you just mooch off mom and dad or the .gov. You play video games and jerk off to porn all day, and why not? Your buddies doing the responsibility thing are getting beat into the ground on a daily basis. At this point, a lot of them are suffering from failing health at a young age because of excessive stressors combined with poor diet. They're not happy individuals, and you can't even talk to them without hearing stories of how everyhing is going wrong. Whereas Mr Moocher, he can continue to mooch and does whatever he feels like. There are some downsides, Mr Mooch is probably a Level 47 Virgin at World of Warcraft, but quality pron is easily available and his hand doesn't take half his crap when it gets tired of him. This is seen as a better option, because we've trained millenial women into these unpleasant harpies who think they deserve to be with the very top men because of that thing between their legs, not realizing that half the world's population has one and it is, thus, not that special.

So these spoiled little princesses forsake the average guys who do the responsibility thing and seek the top alpha males, who may or may not be responsible human beings. Those guys see it as a free lunch and have a good time. Years later when they can't get the attention of top guys anymore, they freak out and start trying to settle. By then, the average responsible guys have given up the chase and have become satisfied with what they've got, and the moochers are still, well, mooching and jerking off to pron.

That's all very long winded and rotates through several subjects. The point is this: our birth rate is in the toilet and it's not because millenials are stupid or selfish. It's because our social norms discourage responsible behavior and raising of families. It penalizes these activities to the point it's not worth doing...and so people don't. Good God, millenials don't even have much sex of any kind, within marriage or outside. We are not very far from the day that conservative religious leaders are going to start encouraging, probably on the sly, more sexual behavior among young people to do something about the pending demographic apocalypse (note: I don't agree with this idea. Sex is for marriage IMO, it's just a prediction of what I think will happen). This will really kick into high gear once they perfect sex bots.

If everyone wants to continue blaming millenials for all the world's ills, just stop reading here and go back to your cozy world where it's their fault. Otherwise, if you want to start righting the ship, here's some things that need to happen:

1) Reduce taxes and gov regulation. These things increase cost of living and are an economic barrier.
2) Reform family law / family courts. When you have no-fault divorce combined with "the woman gets half his crap and permanent alimony whenever she decides to leave" you are courting disaster. Men aren't going to sign up for that deal, nor should they. I don't think we are getting away from no-fault divorce, so we need an iron clad rule of no alimony, 50% custody, and no CS without compelling reason, and most of the old fashioned judges who sit on these courts need to be forced into retirement.
3) Kind of goes with #1, but major tax benefits to starting families needs to be put into the law.
4) Remove all incentives for divorce from the law, and remove all incentives for starting marriages in the law. People need to get married for the right reasons, not because there is some financial or social reason to do so, and we should not be encouraging divorce with the setup of our legal system.
5) Some people should not get married and have kids. Our social values should afford these people certain privileges that are afforded those who do get married and have kids, for whom that's the right path in life. People who should not get married and have children shouldn't go through with it due to social pressure, so social pressure should provide a place in society that is honorable for them as well.
6) Throw away all this gender studies garbage. Acknowledge that men and women are different and proceed from there.

This is a starting place, not the total solution. It also won't save the millenial generation. If you're still trying to fix their problems, you're doing it wrong. The damage there is done, and few of them are coming back from it. This is to save the following generation, what few of them there will be.