Disability and UI counted as income and if you were latino all you needed for a loan is to be able to sign an X.
Latinos flipped the hmes for profit to each other then absconded leaving banks (and taxpayers) holding the bag.
Oh, those were the heady days of Obama....as a community organizer, he sued banks for not lending to neer do wells and losers. Then as president, Obama sued banks for burdening neer do wells and losers with mortgages they could not possibly pay back.
The little details. How quickly so many forget.