If you feel froggy, jump. You had better make amends to your loved ones in advance before you quit the game.
I can see the idea of committing suicide to save the pain and expense. However, the pain and expense inflicted on one’s family would also be high. I guess they can use all the money saved on my hospital bills for therapy.
As important as it is to model a life that your kids and others can hopefully look up to, probably just as (or more) important is how you handle your death.