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No offense but depending on SS is probably not a really good plan.

I agree. I will throw out that I’m eligible for pretty much the maximum, and my wife’s isn’t bad. Since they are not taxed, and our monthly expenses will be around $1,000 - $1500 a month, it will work.

I also plan on continuing my IT job while I take SS, hopefully dramatically increasing what nest-egg we have.

I look at SS like this: If the government gets in such a bad way that they can’t pay my SS, then my SS will be the least of my problems. Having enough lead will be a bigger issue. Our place already has all the food and water we need should it get bad, but I don’t expect it to.