If you set up one of those accounts for me and then denied me the funds you’d have “The Texas Hammer” or some other lawyer on your doorstep. LOL
When one sets up a gofundme page they’re supposed to designate the beneficiary as the ONLY person who can withdraw the funds. Of course the beneficiary needs to have a bank account in which the cash be deposited, so... I did this for an indigent friend of mine. He cashed out at $2700.