You can live in temperate areas and live with a storm occasionally or move to higher ground. Your choice. The native Americans (Indians where I am from). Told the French don’t live here it floods all the time. Oh and the skeeters are big as Red tailed hawks. The French laughed built levees and drank enough wine to cause skeeters to fly into trees headon. Welcome to New Orleans.
Some giant mosquitoes around Sabine, Texas were worse ever that didn’t retreat from Deet. Louisiana tall-grass marsh has two inch horse flies that beat all others ever encountered.