[Vigilanteman]

My wife ages into medicare next year. I could keep her on my plan at work ($170 per month) or put her on Part B with a supplement for less.

I plan to keep working, not only because I am a couple of years younger but because I enjoy it.

Can she still get social security on the basis of my working?

[Ken H]

Couldn’t tell you. You could call your state’s SHIP office for medicare questions. Just make sure she doesn’t miss her guaranteed issue period.

[hanamizu]

Can she still get social security on the basis of my working?

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I don’t know. Where I live, the Social Security people are polite and helpful. Might be different where you live. Go to the office and tell them your situation and you should get the answer to your question. The phone system is a nightmare—go in person.

I kept working after age 65, but Medicare/a plan F supplemental/part D drug plan were cheaper and gave me better coverage than my work’s plan.

[riverdawg]

“My wife ages into medicare next year. I could keep her on my plan at work ($170 per month) or put her on Part B with a supplement for less.

I plan to keep working, not only because I am a couple of years younger but because I enjoy it.

Can she still get social security on the basis of my working?”

First, as others have recommended, go in person with your wife to your local Social Security office *and* your employer’s HR office to get advice on these questions. It will probably cost your wife $134/month for Plan B plus about $180/month for a high-deductible supplemental policy (like Plan G or F). Some employers require age 65+ spouses to carry Medicare (Parts A and B) as their primary insurer.

Second, if your wife is 62 or older and has enough work credit (40 quarters more of covered employment), she can collect Social Security regardless of your work status or her Medicare status.