as I understand it, I will be enrolled in Medicare automatically but don't have to sign up for the other parts until I actually retire and don't have health benefits thru work....
” ... as I understand it, I will be enrolled in Medicare automatically but don’t have to sign up for the other parts until I actually retire and don’t have health benefits thru work.... “
This is correct. You will be enrolled automatically in Part A at 65 but you can defer Part B without penalty as long as you have insurance in a “qualified” plan through your employer.
Go to the Social Security office and talk with them. Medicare + supplemental was a better/cheaper deal for me than work-provided benefits. My work paid for my Medicare B/ supplemental/Part D as long as I worked.