[abb]

In all honesty, you might want to think long and hard about an annuity. Likely you can merely harvest the capital gains and dividends of equities, and nearly equal the payout of an annuity.

And then your heirs will still have the principle to inherit.

I’ve learned a lot from the folks on this site.

https://www.bogleheads.org/forum/index.php

[onona]

In all honesty, you might want to think long and hard about an annuity.

Think very long and very hard :)

[SamAdams76]

I will look into this option. Thanks!