You need to re-think this a bit.
Every year the SS Trustees issue a report on the SS system. Right now, if nothing changes, the SS Trust Fund will be completely depleted in ~2034, maybe a little sooner. (The exact date varies a little bit from year to year.) At that time they will only be able to pay ~75% of current benefits.
If you have not already retired, this will happen in your lifetime.
There are lots of speculations on what will be changed, and nobody knows for sure, but I am 100% certain that any changes will be negative for those who have prepared on their own for retirement.
I get all that. It’s one reason a main focus is getting my expenses as low as possible (and other things).
I don’t think the country as we know it is going to last to 2034, though.
When it comes to all this stuff it reminds me of NYC, back in the very early 1900’s, worrying about how they were going to handle, for the upcoming decades, all the horse poop downtown.
The problem fixed itself.