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To: SeekAndFind
How high can it go?

I just re-allocated my retirement portfolio to be less aggressive in the coming year. The last three years have been pretty incredible (30% growth last year alone) so I'm pulling back a bit and locking in some of my gains.

Nobody really knows though. Maybe we have another 30% year.

I hope I don't end up regretting it but I already have enough to retire on so want to protect what I have as much as I can.

5 posted on 01/02/2020 1:27:14 PM PST by SamAdams76
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To: SamAdams76
but I already have enough to retire on

Never enough!

9 posted on 01/02/2020 1:29:40 PM PST by grobdriver (BUILD KATE'S WALL!)
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To: SamAdams76

I remember people being openly skeptical that it could ever get to 5000.

I expect to see 40 or 50K before I die


29 posted on 01/02/2020 2:04:36 PM PST by RedStateRocker (Nuke Mecca. Deport all illegals. Abolish the DEA, IRS and ATF,.)
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To: SamAdams76

You will not regret taking some of your gains and locking in the profit. However as you near retirement, a good rue is to balance your stocks with fixed income investments 50% of each,

In my case my fixed income is really a money market fund, since bonds and money markets yield about the same.

How close to retirement you are makes that ration important. If you are very young, the 80% stocks makes sense. Etc.


39 posted on 01/02/2020 2:45:10 PM PST by KC_for_Freedom (retired aerospace engineer and CSP who also taught)
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To: SamAdams76
I've been thinking the same thing, but decided last week to wait for a couple of months because things are lined up so well. The China trade deal gets signed this first week, money is (rightfully ) pouring into the market, US companies are expecting a ramp up, money keeps coming back from offshore, consumer confidence is getting higher, international hot spots are better than they've been in a long time, interest rates are stable for the next half year (says the Fed) and the democrat rage is just being laughed at by Americans.

My problem is I just don't know what's a good change up right now. Interest rates are still staggeringly low. If they go anywhere it will go up which will devalue bonds, so where are you going to go to keep up with inflation?

I'd love to hear what you think is a good place to be "less aggressive" and still be able to handle a correction.

42 posted on 01/02/2020 2:52:49 PM PST by Lakeshark (Trump. He stands for the great issues of the day. Stay the course!)
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To: SamAdams76

Good thinking.

Remember:

Bulls make money
Bears make money

Pigs get slaughtered.


43 posted on 01/02/2020 2:54:00 PM PST by billyboy15
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To: SamAdams76

We believe in what Trump is doing and actually just increased our retirement equity exposure from the mid 30% range to the mid 40% range a month ago.


62 posted on 01/02/2020 5:48:24 PM PST by ProtectOurFreedom
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To: SamAdams76
I just re-allocated my retirement portfolio to be less aggressive in the coming year. The last three years have been pretty incredible (30% growth last year alone) so I'm pulling back a bit and locking in some of my gains.

I started off timid but got agressive the last 5 months...ended up with 24%!

65 posted on 01/02/2020 9:21:08 PM PST by DouglasKC
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