Nationally, over 15% of “men who have sex with men” are HIV+. Or, at least, diagnosed HIV+. Personally, I think the real figure is much higher, particularly among promiscuous urban ones.
https://www.poz.com/article/gay-mens-hiv-prevalence-varies-widely-city-state-south-hit-hard
And each HIV+ needs hugely expensive antiviral drugs, for the rest of his life, to keep the virus down to survivable levels. Just the drugs cost $39K per year.
https://www.nytimes.com/2018/09/18/opinion/pricing-hiv-drugs-america.html
This was the reason for Obamacare, so that this particular condition would get coverage.
Seriously? Or are you just speculating?