It’s only certain businesses, in the first place. The hardest hit businesses in the 2nd place, and without those businesses a lot of people are out of work. So there is a reason for the businesses to be included. Really what they are, are loans. If they use it to keep operations continuing then the loans do not have to be repaid, if they use the loans for any other purpose then they are treated as low interest loans. At least that is my understanding of how the business aspect would work.
I don’t have a problem with bailing out small businesses.
I do have a problem with corporations taking government $$ and then using it for stock buybacks, which is no help to the workers who were laid off. If a multibillion dollar corporation is going to be bailed out with my tax money there needs to be accountability, similar to what you mentioned. Keep in mind, though, not all bailouts have those accountability measures.
I especially have a problem with bailing out cruise lines that are not even registered in the US and do not employ US workers. Even Trump talks about bailing out the cruise lines as though they are some kind of essential industry. I have never been on a cruise ship in my life and I don’t plan to be either. If they are registered in, say, the Bahamas let the Bahamas bail them out or just let them fail. They wanted no part of the US when times were good; they get no US $$ during the hard times.