The question to me is do we have to pay it back on the 2020 tax return if a dependent on your 2019 return is not claimed on the 2020 or something changes in your situation? It sounds like we don’t, but who knows what the rules will be by the time we file for 2020. If it’s done like this, we should be able to opt out of getting the check.
Yeah, it’s all up in the air right now. Call the IRS two different times and get two different answers. Thanks a lot, IRS! I guess it’ll just be wait and see...
I'm thinking that I'm just going to send it back as an estimated payment so I owe less next April. Sending money I didn't work for and haven't become attached to is less painful than my usual April tax check.