[brownsfan]

I was anticipating going at the end of the year. I may drag it out a little due to current conditions.

Thanks for the info.

[abb]

One strategy that you could do now is allocate all your 401K/IRA contributions between now and retirement to cash accounts. No matter what your allocation, it is simply wise planning to have 6 months to a year in cash for emergencies.

As to the allocation percentages, one’s emotional ability to handle market selloffs is also key.

If you handled the March crash ok without panicking and cashing out, then you should be able to handle a higher equity position than otherwise.

I didn’t sell, but I have to admit there were a few days there in late March when I woke up in the night worrying. It has been YEARS since I’ve had that happen to me.