There is no situation better than taking Social Securityat the earliest, age 62.
It is not a fund where you or your estate own it. If you die, that’s it. There is no residue for your family.
Yes, you get a reduced amount than if you waited, but Over a normal lifespan the total is the same - it’s just spread out over a longer time. But it’s yours. It’s yours.
Yes, if your still working there’s an offset, but you get all that back later too.
Don’t listen to these advisers, experts, consultants, politicians, investors. It’s your money. Take it and run as soon as you can.
Agree. What we decided.
Take the money and hobble.
I am the oddball around here—but for me waiting until 70 is a no-brainer.
I am 68 and in excellent health, retired and have enough income coming in now that I don’t need it now.
Both my parents are alive and in excellent health—good genes. (One of my grandmothers made it to 106.)
My wife made a lot less than I did so she benefits from my waiting....
So, yeah, I could keel over tomorrow—but you gotta play the odds...
Take IT And RUN!
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I Like That!
Thanks.