This article is BS. It all comes out to being exactly the same using actuarial tables.
Figuring average life expectancy (especially if male) you’ll pull less per month over a longer period of time.
There is really not near the downside of taking your money at 66.5 or even 62 if male because if you die a bit sooner then the actuarial tables predict.....You could screw yourself out of a lot of money. The earlier you die the less money you’ll get.
If you happen to outlive the AT, great, you might end up getting somewhat less in the long run but not significantly as it all comes out in the wash and you avoid dying shortly after taking your SS at say 70.
Exactly correct.
A risk they never mention, is the risk of Socialist inSecurity being lost due to crashed or replaced government.
Thin a BLM government is going to worry about paying Socialist inSecurity to old white guys? Think again.
You are correct. Regardless of your age when you start SS, it is calculated that everyone’s lifetime benefit is statistically the same. That being the case, it doesn’t make any difference when you start SS.
bump for later