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Just looked up your state: Kansas. What is your monthly electric cost in Dec, Jan and Feb? Those won't go down. What about summer months? Those will drop. You may earn some credit towards winter months but with a small system like the one he has, you won't build up much credit.

Dec, Jan, and Feb = $175, 190 and 171, respectively.
June, July and Aug = $148, 209 and 162

Yes, I do have a wood stove down in the basement and we use the hell out of it when it is cold (like it is right now!)

I appreciate your thoughts. I am going to look into this.

I am in rural N Nevada. 4 seasons, but not really brutal.

I have 3 refrigerator freezers-—ONE is from NOV 1965 & it still works just fine...
2 upright freezers
dishwasher
Microwave
Maytag Washer -—2 - 3 loads a week
Maytag ELECTRIC dryer—2-3 loads a week
multiple ceiling lights with fans
TV’s on- usually 2 in adjoining rooms
Exterior motion sensor lights
2 computer setups-—one belongs to a client
WELL for water, which means that every drop I use must be pumped up 180 feet or so...I use much more water in summer when hot weather makes more demand on horses.
Garage has florescent lights & Halogen lights.

MY total electric bills for 2020 were $775.01.

Highest was $75.51-—July

Average was $64.58

NO Air Conditioning—NO swamp cooler—ceiling fans only

NO cell phones or items that use ‘chargers’.

OLD IRON for vehicles-—real car & real truck.....