[Vermont Lt]

It’s a 40% increase in claims.

They might have 10 deaths out of 100,000 insured. The next year they have 14 deaths.

This is an interesting demographic story. But 40% of any population dying is only happening in NY nursing homes.

[philman_36]

It’s a 40% increase in claims.

Aren't the claims made on behalf of the dead policy holders?

Didn't think that one through, did you.

[PeterPrinciple]

It’s a 40% increase in claims.

They might have 10 deaths out of 100,000 insured. The next year they have 14 deaths.

---

You point is valid. But the question of the increase is ALSO valid.

I think you understand that but many can’t see the whole picture. Much easier to focus on a detail than the complicated situation with complicated answers.

[Sooth2222]

It’s a 40% increase in claims.

They might have 10 deaths out of 100,000 insured. The next year they have 14 deaths.

Right. In a good year 99,990/100,000 survive and in a bad year 99,986/100,000 survive.

The mortality among the employed, age 18-60 demographic is very low.

That there was going to be an increase in deaths due to drug overdoses and suicides among this group was apparent early on in the pandemic in 2020.

If CEO Davison is shocked by the news now, he should have hired better actuaries.