Posted on 02/28/2023 5:04:31 PM PST by nickcarraway
I’m not a shill for insurance companies, have been screwed by them like most folks, and also feel sympathy for the patient and his family. But perhaps the patient either was not as forthcoming on his application as the story suggests, or the policy had exclusions.
Common sense says that the premium for insuring someone posing this much risk would be so high that the company would either decline coverage or make the policy affordable by excluding coverage for heart attacks, strokes, lung transplants, etc. If BlueCross screwed up and undertook to cover what happened here, they should eat the claim. If the lipitor dosage issue really is the only excuse BlueCross has for denying the entire claim, the insured needs to sue — it would not hold much water in court.
But if we had universal government health care like in Canada.....
Oh wait...
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