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Why car insurance rates are so high: ou’re paying a lot more for car insurance than you were in 2020. Here’s why.
Vox ^ | 03/22/2024 | Marin Cogan

Posted on 03/22/2024 9:37:19 PM PDT by SeekAndFind

click here to read article


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To: SeekAndFind

This is BS nonsense.

2020 was the safest year on record on the roads since the advent of the car thanks to lockdowns.

Folks that paid their full rates while their cars sat idle in their garages were fools.

Likewise they could not raise rates in 2020 nor much in 2021.

This is mostly fake news.


21 posted on 03/22/2024 10:53:21 PM PDT by Freest Republican (This space for rent)
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To: Jonty30

Bingo.


22 posted on 03/22/2024 11:01:27 PM PDT by RushIsMyTeddyBear ("Equity" = "All animals are equal. Some animals are more equal than others.")
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To: SeekAndFind

Illegals.


23 posted on 03/22/2024 11:20:13 PM PDT by ifinnegan (Democrats kill babies and harvest their organs to sell)
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To: lepton

What you said and what the article said about “racism” is there no end to the suffering blacks and the rest of us must endure as a result of the left’s craziness? Sure, stop enforcing traffic safety over “George Floyd” and kill countless blacks and others.
There seems to be no end to the absurdity.


24 posted on 03/22/2024 11:41:01 PM PDT by Williams (Stop Tolerating The Intolerant)
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To: SeekAndFind
and criticisms over racial biases following the murder of George Floyd

Been going on much longer than that. One example, in 2009 obama said police “acted stupidly” when they responded to a reported break-in.

25 posted on 03/22/2024 11:45:42 PM PDT by FoxInSocks ("Hope is not a course of action." — M. O'Neal, USMC)
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To: SeekAndFind

Suggestion to all. If you ever get rear ended make sure to hire an ambulance chaser. You’ll get a payoff. My daughter tapped, yes tapped at under 5mph a black ghetto dweller who happened to be in our neck of the woods one night. Insurance paid her off to the tune of 86k. The damage to her car was less than 800.00
Phuck insurance companies, I guarantee if I ever get into an accident I’m calling for an ambulance. Might as well use the system like the black and brown ghetto dwellers do.


26 posted on 03/23/2024 12:42:27 AM PDT by TermLimits4All ("If you stand for nothing, you'll fall for anything.")
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To: BobL; All

” I’m not as sure that Americans simply decided to start driving crazy, although with all of the psych drugs now, perhaps that’s the reason. “


Blacks started driving even more crazy Between 2019 and 2021 black vehicle crash deaths were up 42 percent. Whites 11 percent.

The permissive environment that the Summer of Floyd created for black misconduct created a permanent increase.

https://unz.com/isteve/deaths-of-exuberance-by-race/


27 posted on 03/23/2024 12:42:50 AM PDT by Reverend Wright ( Everything touched by progressives, dies !)
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To: Jeff Chandler

“It’s either racism or global warming. “


I won’t have that !

Exempting White Supremacy from root causes is unacceptable.


28 posted on 03/23/2024 12:44:54 AM PDT by Reverend Wright ( Everything touched by progressives, dies !)
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To: Williams

I’m ok with black killing themselves on the road, just avoid me and my family. Majority are worthless anyhow and they create by their actions the hatred of their race.


29 posted on 03/23/2024 12:49:36 AM PDT by TermLimits4All ("If you stand for nothing, you'll fall for anything.")
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To: SeekAndFind

Well Colored types have been buying the Dodges for the most part and running from the Cops and crashing out..sure they had to carry some sort of cheap insurance...


30 posted on 03/23/2024 1:41:09 AM PDT by dpetty121263
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To: SeekAndFind

It ends when insurance is just another service and no longer government required.

When governments mandate or subsidizes, prices explode, and the more they help, the worse it gets: health care, education...


31 posted on 03/23/2024 1:44:58 AM PDT by Red6
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To: SeekAndFind

I am a senior.. have had no claims.. drive maybe once a week.. my car is an older model.. and I pay about what comes down to $100 a month for insurance that only covers the other person. I’ve tried to get it lower...they say I have the lowest rate.


32 posted on 03/23/2024 2:19:11 AM PDT by frnewsjunkie
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To: Repeal The 17th

Correct! I pay more for groceries now, for 1, than I did with a family of 4 sons and a daughter. And this is how it comes out every week.. I don’t know how families do it today.


33 posted on 03/23/2024 2:22:40 AM PDT by frnewsjunkie
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To: SeekAndFind

Illegal immigrants is why.

Read the fine print of your policy.

My insurance rise was mostly in the “uninsured motorist” category.


34 posted on 03/23/2024 2:23:13 AM PDT by P.O.E. (Pray for America.)
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To: SeekAndFind

,


35 posted on 03/23/2024 2:57:10 AM PDT by gattaca (Once a nation loses control of its borders, it is no longer a nation...Ronald Reagan)
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To: SeekAndFind

Back when I was working in car industry I use to follow these numbers pretty close - not so much now. The CPI car insurance series has some problems (my rates have hardly gone up at all - yes, low crime area and slow old driver.)


36 posted on 03/23/2024 3:09:16 AM PDT by 22for22
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To: SeekAndFind

Last year I switched to Eire: Rates guaranteed not to increase so long as I: 1) own that particular vehicle; 2) live at my current address, and 3) do not add any drivers.

Eire’s coverage is pretty much limited to the US NE and some midwestern states.


37 posted on 03/23/2024 3:46:09 AM PDT by lightman (I am a binary Trinitarian. Deal with it!)
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To: BobL

Not only are EVs more costly to repair, they are heavier and inflict more damage on other vehicles during collisions than comparably sized ICEs.


38 posted on 03/23/2024 3:48:21 AM PDT by lightman (I am a binary Trinitarian. Deal with it!)
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To: Reverend Wright
The permissive environment that the Summer of Floyd created for black misconduct created a permanent increase.

Yep, and it manifested in many forms. Suddenly rampant shootings, murders, street “takeovers”, smash and grab robberies, “flash mob” looting, etc. all demonstrated clearly that a large number of blacks have an inherently criminal mindset, and all it takes for it to burst forth is the opportunity. After the Floyd insanity, these people realized that law enforcement was on its heels and would be timid in enforcing the law against them, and they took full criminal advantage of the situation. And it hadn’t gone back to the previous normal since then. Black crime has remained totally out of control to this day.

39 posted on 03/23/2024 4:03:12 AM PDT by noiseman (The only thing necessary for the triumph of evil is for good men to do nothing.)
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To: frnewsjunkie

Same here, we’re seniors. We complained to State Farm, who we’ve been with for 50 plus years about our rates. They gave us two options; lower our coverages and take the aarp safety course. We took the safety course and they acknowledged it on one of two vehicles and the premium increased!


40 posted on 03/23/2024 4:04:04 AM PDT by lilypad
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