Well, actually not. Let's say you purchase ten one ounce American Gold Eagles at today's price of $349 per oz and the standard 2-21/2% commission; then the price goes down for a few months. You do not get squashed . You have not lost your coins. They are still in your safety deposit box and you simply have to wait till gold goes back up to the $349 level. You'll lose interest on your $4000 cash while waiting but, what if gold does skyrocket upwards like this article suggests?
Yes, I like gold at this $349 level...very much.
Again, one is using risk capital and not next months house note.