My church gives a percentage of the collection each month to different local service agencies (Meals on Wheels, Hospice, Food Bank, etc.) and also maintains a fund to help church members.
Sounds like your church knows what to be good stewards of the money that best serves God by serving others with it. My experience is that a church that practices Christian principles will not hoard its offerings, but will also thrive and grow in its ability to use the money for Godly causes.