Maybe he folded as quickly as he did because going to prison might be the best way to get out from under his debts.
The $130K payment to Stormy came from a $500K Heloc taken out on his Trump Tower condo. This makes me wonder if Trump had already paid him a huge retainer which he spent and then had to take out a Heloc to cover. I find it hard to believe Trump would say hide the payment by taking out a Heloc on your home..