Posted on 10/12/2020 7:21:50 AM PDT by SkyPilot
When it comes to managing money, there are lots of ways to generate solid returns in the stock market. For some individuals who are trying to become an investor for the first, they might be trying to save for retirement. For other people looking at the financial world, they might have a job as a manager of a hedge fund, managing collective debt, or trying to find ways to make big money as a retail investor.
When it comes to personal finance, it is always important to build up an emergency fund as an individual investor. When looking at an investment strategy, it is critical to take steps to reduce credit card debt, diversify Investments across mutual fund options, stock options, and even bonds. This can help people find ways to maintain a high credit score so that real estate loans are less expensive.
At the same time, saving, investing, and managing money to find ways to make an investment pay off is not always easy. Now, the smart money, insiders, traders, and institutional investors might be predicting a stock market crash at some point in the near future. What should investors do and what does this mean for the future? There are a few important points to keep in mind.
The Stock Market Is Reaching Record Highs, But Why?
Right now, the stock market is reaching record highs. Therefore, it might be silly to think that the stock market is going to turn around at some point in the near future. At the same time, many people and experts are confused as to why the market is doing so well.
(Excerpt) Read more at streetwisejournal.com ...
Personally, I believe the chances for a crash between now and the election are high, for one very simple reason. The Deep State, the Globalists, and the Central Banks want a crash in order to help defeat President Trump. And if you don't think they can engineer a crash, I have the Brooklyn Bridge for sale and I would like to sell it to you.
And if it doesn’t crash before November 3rd, it probably will shortly after as the ‘Rats try to steal the election.
The FED took the market down in 2018. Does Jerome Powell have the audacity to lead another march into Democrat oblivion to help O’Biden/Harris?
The market will tank during the TIP post election turmoil. With no ACB confirmation, to apply the constitution to TIP, I’m going cash shortly after the GDP stats are released in two weeks. It’ll be downhill after that until Trump prevails.
So where are they going to go? Bonds that pay .00001%? There is no alternative, at least for right now. If you’ve got $100 million, or $100 billion, you’ve got to put it somewhere.
Now we may see violent sector rotation, that can happen, but if interest rates remain low the more likely scenario is that money will come out of fixed income and into equities. There’s a lot of loose cash rattling around.
Smart money right now is running for ‘hard’ goods and real estate.
I’m now getting weekly offers to buy my home (unsolicited) as the RE market here is white hot. Folks are trying to park their space cash in RE while the rate are at historic lows.
I suspect “the market” is secretly betting on a Trump win.... can’t explain the ongoing DJI rise on anything else. Now if Biden wins, Katy bar the door and get ready for the crash!
I don’t believe there will be a huge crash, and I certainly would not pull out of equities. I am buying them, in fact.
> many people and experts are confused as to why the market is doing so well <
I’m not an expert. But I am a people. And I’m not confused at all.
I believe the market is doing well for one simple reason: interest rates are low.
Risk-adverse people used to invest in bonds that payed maybe 8% on average. And very risk-adverse people used to invest in CD’s that payed maybe 5%.
But those options are gone. A quality bond might pay 1 or 2%. And a CD way less than that. So the stock market is now not just one option for investors - it is the only option.
So absent a significant black swan event, I expect the market to do okay until interest rates rise again. And that ain’t happening any time soon.
Disclaimer: Warren Buffett has refused to put me on his board of directors. So what do I know?
I have been expecting a crash this October-—somewhere in the next week or so. Someone at the age of 52 that plans on retiring at age 65——should I stay where I am right now and ride it out? I know 13 years is a long time but I’m concerned more about the left taking over and ruining everything and there’s no hope of it ever coming back——Thoughts?
Been reading such articles for 45 years. This one is typical. It says the market may go up or down, no one knows but there are worrisome signs. If you need your money soon, you might want to sell. If not, maybe you can wait.
Come to think of it, I’ve been reading THIS article for 45 years.
“And very risk-adverse people used to invest in CD’s that payed maybe 5%.”
Our agency sold annuities years ago. I still have clients with old fixed annuities paying minimum guarantees of 6% and several with 8%. These were taken out in the mid 1980’s. At the time they were paying 12-14% with a either a 6 or 8% guarantee.
The clients who have them never take any money out of them unless they have to.
The good old days.
Some will criticize you. Not me. The past four years tell me there is nothing you can put past these maniacs.
“The good old days.”
The good old days of high sales commissions!
Hold. The market will be back stronger than ever after the election. If you can invest more during the crash. Kicking myself for not buying at Dow 18,000 back in March.
I know a couple who were incited by the this crazy market to take a very generous offer on their home. They thought they could simply buy another one, but in almost 2 months they haven't been able to secure another house (outbid, lost the house to another buyer, etc.) on almost a dozen other homes.
They are looking for a short term apartment right now and long term storage. Yeah, they got the cash for their home, but they don't seem very happy at all about the whole situation.
“....should I stay where I am right now and ride it out? I know 13 years is a long time but I’m concerned more about the left taking over and ruining everything and there’s no hope of it ever coming back——Thoughts?”
So then, where exactly are you? What is your portfolio mix? How much cash do you keep on hand for emergencies? How much debt do you have relative to your and the wife’s (if you have one) salary?
An answer to your question cannot be made in a vacuum and depending on how you answer the questions above the response would be different for you vs others with differing current situations.
The phoney Mandate insurance grafters sure do.
I did.
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