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Joe Biden's deletorious health care plan: To provide everyone with the option of enrolling in a generous public health care option "like Medicare."
American Thinker ^ | 10/13/2020 | Kyle Reynolds

Posted on 10/13/2020 7:32:01 AM PDT by SeekAndFind

While not as prominent an issue during the first presidential debate as racial tensions, COVID-19, and the post-coronavirus economic recovery, both candidates made a point of promoting their health care agendas while criticizing their opponent's. Trump accused Biden of supporting "Medicare for All" and offering a plan that would "extinguish 180 million people with their private health care." Biden vehemently denied the accusations and argued that his plan "is not" going to end private insurance and called the president a "liar."

Biden's plan, which he fervently advocated during the debate, would provide everyone with the option of enrolling in a generous public health care option "like Medicare." While Biden is technically correct that his plan would not officially eliminate private insurance, critics of his proposition worry that Biden's public option would force private insurance companies out of the market.

A cheaper health care option "like Medicare" would undoubtedly attract a myriad of consumers, gaining an extensive market share and subsequently forcing the vast majority, if not all, of private insurance companies out of business. Biden's plan would then become, in a sense, Medicare for All.

Offering a public-option "Medicare" to everyone is also not sustainable. It would have a devastating effect on our health care system and on the quality of patient care doctors and hospitals would be able to provide.

Medicare payments to hospitals are often much lower than payments made by private insurance companies. For example, a private insurance company will pay a hospital around $37,000 for a knee replacement surgery, while Medicare will only pay around $17,000 for the same procedure. In fact, the American Hospital Association found that for every $1 American hospitals spent caring for Medicare patients, Medicare paid hospitals 87 cents.

(Excerpt) Read more at americanthinker.com ...


TOPICS: Culture/Society; Government; News/Current Events; Politics/Elections
KEYWORDS: biden; healthcare; medicare
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1 posted on 10/13/2020 7:32:01 AM PDT by SeekAndFind
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To: SeekAndFind

Medicare is fairly worthless.


2 posted on 10/13/2020 7:33:22 AM PDT by cuban leaf (The political war playing out in every country now: Globalists vs Nationalists)
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To: SeekAndFind

In essence, the current system of partially government-provided health care works because the low payments made by Medicare are offset by the high payments made by private insurance companies. Hospitals depend on insurers’ higher payments to deliver top-quality care because government programs pay so little.

Biden’s public health care option would result in a steep decrease in revenue for hospitals and the salaries of doctors, forcing hospitals to cut back on many services and expenses necessary for providing top-quality patient care and worsening the current physician shortage.


3 posted on 10/13/2020 7:33:22 AM PDT by SeekAndFind
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To: SeekAndFind
'To provide everyone with the option of enrolling in a generous public health care option "like Medicare."'

Yes! EVERYONE! Especially illegal immigrants who will rush to VOTE DEMOCRAT!

(If they've immigrated to America ILLEGALLY, what's to stop them from VOTING ILLEGALLY?????)

4 posted on 10/13/2020 7:34:36 AM PDT by Savage Beast (America is in a Manichaean struggle between Good and Evil. Pray for the triumph of President Trump.)
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To: cuban leaf

Medicare is fairly worthless.


Don’t tell the Millennials or the Zidiots that, they think Medicare is the best health care on the planet....

Wait until they find out it really isn’t free....

Wait until they find out the coverage sucks

but don’t tell them that


5 posted on 10/13/2020 7:35:53 AM PDT by Trump.Deplorable
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To: SeekAndFind

If Medicare is so “generous” why do people have to carry supplemental plans?

Slow Joe should be on such a plan and then he could speak from (in)experience.


6 posted on 10/13/2020 7:36:11 AM PDT by a fool in paradise (Joe Biden- "First thing I'd do is repeal those Trump tax cuts." (May 4th, 2019)l)
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To: SeekAndFind
Ronald Reagan speaks from beyond the grave to denounce Socialized Medicine:

Back in 1927 an American socialist, Norman Thomas, six times candidate for president on the Socialist Party ticket, said the American people would never vote for socialism. But he said under the name of liberalism the American people will adopt every fragment of the socialist program.

There are many ways in which our government has invaded the precincts of private citizens, method of earning a living; our government is in business to the extent of owning more than 19,000 businesses covering 47 different lines of activity. This amounts to a fifth of the total industrial capacity of the United States.

But at the moment I would like to talk about another way because this threat is with us, and at the moment, is more imminent.

One of the traditional methods of imposing statism or socialism on a people has been by way of medicine.

It’s very easy to disguise a medical program as a humanitarian project, most people are a little reluctant to oppose anything that suggests medical care for people who possibly can’t afford it.

Now, the American people, if you put it to them about socialized medicine and gave them a chance to choose, would unhesitatingly vote against it. We had an example of this. Under the Truman administration it was proposed that we have a compulsory health insurance program for all people in the United States, and, of course, the American people unhesitatingly rejected this.

So with the American people on record as not wanting socialized medicine, Congressman Ferrand introduced the Ferrand bill. This was the idea that all people of Social Security age, should be brought under a program of compulsory health insurance. Now this would not only be our senior citizens, this would be the dependents and those that are disabled, this would be young people if they are dependents of someone eligible for social security.

Now , Congressman Ferrand, brought the program out on that idea out , on just for that particular group of people. But Congressman Ferrand was subscribing to this foot-in-the door philosophy, because he said, “If we can only break through and get our foot inside the door, then we can expand the program after that.

Walter Ruther said, “It’s no secret that the United Automobile Workers is officially on record of backing a program of national health insurance. And by national health insurance, he meant socialized medicine for every American.

Well, let us see what the socialists themselves have to say about it. They say once the Ferrand bill is passed this nation will be provided with a mechanism for socialized medicine capable of indefinite expansion in every direction until it includes the entire population. Now we can’t say we haven’t been warned.

Now Congressman Ferrand is no longer a Congressman of the United States government. He has been replaced, not in his particular assignment, but in his backing of such a bill by Congressman King of California. It is presented in the idea of a great emergency that millions of our senior citizens are unable to provide needed medical care. But this ignores that fact that in the last decade, 127 million of our citizens, in just 10 years, have come under the protection of some form of privately owned medical or hospital insurance.

Now the advocates of this bill when you try to oppose it challenge you on an emotional basis. They say, "What would you do? Throw these poor people out to die with no medical attention?”

That’s ridiculous and of course no one is advocating it. As a matter of fact, in the last session of Congress a bill was adopted known as the Kerr/Mills bill. Now without even allowing this bill to be tried to see if it works, they have introduced this King bill, which is really the Ferrand bill.

What is the Kerr/Mills bill? It is a frank recognition of the medical need or problem of the senior citizens I have mentioned and it has provided from the federal government, money to the states and the local communities that can be used at the discretion of the state to help those people who need it.

Now what reason could the other people have for backing a bill which says we insist on compulsory health insurance for senior citizens on a basis of age alone regardless of whether they are worth millions of dollars, whether they have an income, whether they are protected by their own insurance, whether they have savings.

I think we can be excused for believing that as ex-congressman Ferrand said, this was simply an excuse to bring about what they wanted all the time -- socialized medicine.

James Madison in 1788 speaking to the Virginia convention said, “Since the general civilization of mankind, I believe there are more instances of the abridgement of the freedom of the people by gradual and silent encroachments of those in power than by violent and sudden usurpations.”

They want to attach this bill to Social Security and they say here is a great insurance program; now instituted, now working.

Let’s take a look at Social Security itself. Again, very few of us disagree with the original premise that there should be some form of savings that would keep destitution from following unemployment by reason of death, disability or old age. And to this end, Social Security was adopted, but it was never intended to supplant private savings, private insurance, pension programs of unions and industries.

Now in our country under our free-enterprise system we have seen medicine reach the greatest heights that it has in any country in the world. Today, the relationship between patient and doctor in this country is something to be envied any place. The privacy, the care that is given to a person, the right to chose a doctor, the right to go from one doctor to the other.

But let’s also look from the other side. The freedom the doctor uses. A doctor would be reluctant to say this. Well, like you, I am only a patient, so I can say it in his behalf. The doctor begins to lose freedoms, it’s like telling a lie. One leads to another. First you decide the doctor can have so many patients. They are equally divided among the various doctors by the government, but then the doctors are equally divided geographically, so a doctor decides he wants to practice in one town and the government has to say to him he can’t live in that town, they already have enough doctors. You have to go some place else. And from here it is only a short step to dictating where he will go.

This is a freedom that I wonder if any of us has a right to take from any human being. I know how I’d feel if you my fellow citizens, decided that to be an actor I had to be a government employee and work in a national theater. Take it into your own occupation or that of your husband. All of us can see what happens once you establish the precedent that the government can determine a man’s working place and his working methods, determine his employment. From here it's a short step to all the rest of socialism, to determining his pay and pretty soon your son won’t decide when he’s in school where he will go or what he will do for a living. He will wait for the government to tell him where he will go to work and what he will do.

In this country of ours, took place the greatest revolution that has ever taken place in the world’s history; the only true revolution. Every other revolution simply exchanged one set of rulers for another. But here, for the first time in all the thousands of years of man’s relations to man, a little group of men, the founding fathers, for the first time, established the idea that you and I had within ourselves the God given right and ability to determine our own destiny. This freedom was built into our government with safeguards. We talk democracy today, and strangely, we let democracy begin to assume the aspect of majority rule is all that is needed. The “majority rule” is a fine aspect of democracy provided there are guarantees written in to our government concerning the rights of the individual and of the minorities.

What can we do about this? Well, you and I can do a great deal. We can write to our congressmen and to our senators. We can say right now that we want no further encroachment on these individual liberties and freedoms. And at the moment, the key issue is, we do not want socialized medicine.

In Washington today, 40 thousand letters, less than 100 per congressman are evidence of a trend in public thinking.

Representative Hallock of Indiana has said, “When the American people wants something from Congress, regardless of its political complexion, if they make their wants known, Congress does what the people want."

So write, and if this man writes back to you and tells you that he too is for free enterprise, that we have these great services and so forth, that must be performed by government, don’t let him get away with it.

Show that you have not been convinced. Write a letter right back and tell him that you believe government economy and fiscal responsibility, that you know governments don’t tax to get the money they need; governments will always find a need for the money they get and that you demand the continuation of our free enterprise system.

You and I can do this. The only way we can do it is by writing to our congressmen even we believe that he's on our side to begin with. Write to strengthen his hand. Give him the ability to stand before his colleagues in Congress and say that he has heard from my constituents and this is what they want. Write those letters now call your friends and them to write.

If you don’t, this program I promise you, will pass just as surely as the sun will come up tomorrow and behind it will come other federal programs that will invade every area of freedom as we have known it in this country until one day as Normal Thomas said we will wake to find that we have socialism, and if you don’t do this and I don’t do this, one of these days we are going to spend our sunset years telling our children and our children’s children, what it once was like in America when men were free.


7 posted on 10/13/2020 7:37:56 AM PDT by a fool in paradise (Joe Biden- "First thing I'd do is repeal those Trump tax cuts." (May 4th, 2019)l)
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To: SeekAndFind

Between our Medicare costs and our supplemental plan costs, we are paying more than $600 per month for health insurance. That doesn’t include our prescription co=pays, which are currently in the thousands. We paid less before my husband retired.
Medicare is a crock.


8 posted on 10/13/2020 7:41:24 AM PDT by Wiser now (Socialism does not eliminate poverty, it guarantees it.)
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To: SeekAndFind

Should we be asking what Kamala Harris has for a health-care plan....since she’s the one assuming Joe’s ‘chair’?


9 posted on 10/13/2020 7:44:15 AM PDT by pepsionice
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To: cuban leaf

My 92 year old father is proving the value of Medicare to the recipient. Last year he received care billed at $897K, which Medicare paid roughly $331K for and my father paid, for the entire year $4,900. Medicare was designed to protect seniors from catastrophic medical expenses. It does a pretty good job of that. Whether it is feasible to scale it up to make all persons in the United States as enrollees is an entirely different question. In order for providers to survive, they charge different amounts for identical procedures and services to persons not on Medicare, and the cross-subsidization from private insurance covered patients to Medicare covered patients is critical to providers staying afloat. If Biden’s approach were implemented, there would be a mass exodus from health care provision by folks who prefer to to go broke.


10 posted on 10/13/2020 7:52:35 AM PDT by Wally_Kalbacken
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To: Wiser now

$600 is cheap. Hubby and I are paying about $800 with medicare and supplementals. That’s still cheaper than the over $1300 we were paying before...when we still had private insurance. What gets me is they always talk like Medicare is free. It is over $100 per month and then you still need supplementals to pay for doctors, medications, etc. Overall it costs about the same as private insurance did before Obamacare and the prices rose dramatically.


11 posted on 10/13/2020 7:55:05 AM PDT by sheana
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To: Savage Beast

My brother used to own a collection agency and MOST of the accounts were from the local ER.

Over 80% of delinquent accounts were for people eligible for government med benefits, but were too lazy or too stupid to make application for their benefits. So, the Hospital had to fwd the claim for payment to the agency. The agency processed requests for payment and the hospital got pennies on the dollar, when the fed paid for the treatment.
Here’s how it works:

1. You (policyholder) pay premium for health insurance
2. You (policyholder) pay a deductible
3. You (policyholder) pay for office visits
4. You (policyholder and taxpayer) pay taxes that make med. treatment available for indigent or otherwise uninsured
5. Hospital pads YOUR bill for treatment so they can recover some of the money lost on accounts that go to agencies.
6. Your insurance premium continues to increase to make medical care available to an increasing number of indigent and uninsured.

YOU JUST PAID 6 TIMES AND THE DOCTOR DIDN’T TOUCH YOU YET!!


12 posted on 10/13/2020 8:01:51 AM PDT by SMARTY ("Barbarism is the absence of standards to which an appeal can be made" Y Gasset)
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To: Wally_Kalbacken

This is a good example of just about the only thing government Can do - redistribution. They have the ability to take from someone - in this case wealthy and the insured middle class to give to seniors. Giving to seniors is in many (most really) cases legitimate as nearly all of us one day will be elderly and on fixed income - a bastardized form of the ancient practice of the family taking care of their elderly (with the dissolution of the family in these latter days it seems what we are stuck with). But government creates and produces very little of value, so often in its craze to redistribute, it ends up killing the “golden goose” that allowed it to do so in the first place.


13 posted on 10/13/2020 8:02:07 AM PDT by Scott from the Left Coast (Make Orwell Fiction Again)
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To: SeekAndFind

Biden & the rest of the Congress members ALL HAVE A GOLDEN MEDICAL PLAN.

NONE OF THEM ARE ON OBAMACARE.

THEY specifically set themselves up in that manner.


14 posted on 10/13/2020 8:06:29 AM PDT by ridesthemiles
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To: Wally_Kalbacken

My 92 year old father is proving the value of Medicare to the recipient. Last year he received care billed at $897K...


That sentence right there sums up one of the major causes of our health insurance crisis.

In my case, If I’m that age and I get sick, I die. And I take the apostle Paul’s perspective: To live is Christ and to die is gain.

I’m 67 now. If I get cancer I will accept no treatment that falls under the “AMA and insurance authorized” treatments. I personally know people that have been cured via the Gerson and other natural methods (Including THC oil).

i.e. most health insurance covers treatments I’m really not interested in.


15 posted on 10/13/2020 8:07:29 AM PDT by cuban leaf (The political war playing out in every country now: Globalists vs Nationalists)
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To: SeekAndFind

Having been exposed to corporate accountants and HR people, it will be no time before a company “pays” for their coverage in a public plan. It will save the company millions over several years.

At first, employees will be thrilled to get the extra pay in their checks. Two years into this, people will be screaming about how much it sucks.

If ever there was a scam targeted to make big guys, big money, getting health insurance OUT of the workplace is it.


16 posted on 10/13/2020 8:24:16 AM PDT by Vermont Lt
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To: SeekAndFind

They have been cutting back on what Medicare will cover for 30 years. Now seniors have to have a primary insurance to pay the bills and then Medicare kicks in a small amount.
Universal Medicare is a giant hoax to increase everyone’s taxes by 30% and then who knows what the money will be used for.
Any government run health care system is just an opening for massive fraud also because public employees can’t run an insurance company the way it should be run.


17 posted on 10/13/2020 8:25:07 AM PDT by doc maverick
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To: sheana

Have you looked into a Medicare Advantage Plan? I have one of those. No premium over the deduction from Social Security. Drugs are included (with different plans having different coverages). Most doctors (including the couple I use) in my area take one plan or another. Copays are cheap (or $0) and OOP limits can be pretty reasonable.


18 posted on 10/13/2020 9:21:32 AM PDT by Breyean
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To: cuban leaf

Sadly, you are correct. Many physicians will not take it.


19 posted on 10/13/2020 10:03:08 AM PDT by RetiredScientist
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To: RetiredScientist

I just treat health care like car care. I pay out of pocket. It’s actually pretty cheap that way.


20 posted on 10/13/2020 10:03:59 AM PDT by cuban leaf (The political war playing out in every country now: Globalists vs Nationalists)
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