Bongino constantly talks of the parallel economy saying ditch Stripe and posts a link to a payment site that says; Apply Now. I didn’t have to apply for paypal or Stripe.
If you’re going to try and compete with Stripe, you need to make it as easy and affordable as Stripe.
https://www.paralleleconomy.com/
He’s comparing apples to oranges because applying for https://www.paralleleconomy.com/ is like applying for a full blown merchant account, not Stripe.