That’s not really true about the wind, if you live 50 miles or more inland, the chances of the wind causing significant damage is minimal and if the wind becomes a factor it’s because trees fall over onto homes.
Even when a Cat 5 storm hits Florida, Orlando has little chance of significant damage, Miami OTOH is at extreme risk of wind and storm surge danger.
Not true! I am sitting in a town right now that is 135 miles as crow flies from gulf coast. During hurricane michael this town was devastated by cat 2 hurricane winds in 10/10/2018.