““ Home owners insurance has skyrocketed here in Florida.l
Ahem….hurricanes.”
Wasn’t a heavier time of many Florida hurricanes during the Bush years? Also, a lot of insurance problems are related to govt edicts that make construction/rebuilds much more expensive.
“a lot of insurance problems are related to govt edicts that make construction/rebuilds much more expensive.”
Correct.
Building codes have gotten very detailed and very expensive to meet.
One electrician we know walked us through the details a while back—it was amazing. His view was that the code was total overkill meant to prevent the one in a million electrical fire scenario.