The reasons they don’t build homes like that in Florida is because the developers have bought off the politicians.
Metal Roofs are just as durable as shingled roofs and are significantly cheaper and easier to repair.
Significantly stronger building codes are one part of the remedy to Florida’s insurance issues.
The issue is that most of the old houses in Florida were very cheaply built. When hurricane Andrew hit Homestead Florida as a Cat5 it destroyed everything. Most of the houses were glorified double wides. However, what they did learn was that the houses that had HIP roofs did not have their roofs ripped off. The houses with the flat gable end did. This is because when the winds hit the hip roof they deflected up. So, they might have superficial damage, but the roof stayed in place.
They should have made HIP roofs as code. When the hurricane hit Mexico beach on the panhandle there was one brand new house that was left after a direct hit. It was on concrete reinforced pilings. They should have made this code, but they did not because it would make beachfront houses only affordable for the Super rich. Not the regular rich.