Without a viable alternative, we are stuck with ACA, which has some positive points that any solution would have--coverage with no preconditions is a key point.
You can't insure against an event that's already happened.
That's not insurance. That's welfare.
Back when Mr. Obama was promoting his socialist medicine program, sane people recognized that he was trying to convert medical INSURANCE into medical WELFARE, and opposed him.
America is doomed because so-called "conservatives" love Big Government.
Then it’s not “coverage” anymore. It’s just a payment plan for medical expenses — whether you incur those expenses or not.
That provision alone has played a huge role in driving up “medical insurance” premiums since the ACA was passed.
IMHO. The government providing health insurance for a it’s citizens is a good public policy. We all need health care and not everyone can obtain employment that provides it. But the ACA and Medicare requires that the recipient of health INSURANCE has skin in the game, so they just don’t waste valuable resources. The ACA has a large deductible($6k to $12k) with co-pays and Medicare Insurance has a 20% copay.
I do favor charging anyone that gets ACA Insurance through Medicaid a flat 5% income tax to the State and Federal Government to help defray the costs.
I paid all my life into Medicare Insurance and now I reap the benefits of those payments in my old age.
I don’t want to see people dying outside of hospitals because the hospital says they don’t have insurance.
IMHO. YMMV.